I am using Git on Windows 7 and access my repositories through Git Bash. How can I change the default location that Git Bash opens in a convenient folder when I start it?

It's somewhat time consuming to navigate to htdocs, and then a specific folder. Is there a way to change the configuration file to have it open elsewhere? Or would it be possible to write a .sh file to do this?

Unfortunately Git Bash won't open my htdocs folder shortcut on my desktop, and it takes using cd 5 times to get to my desired directory.

The easiest way without installing msysgit is right click on the Git Bash shortcut icon → Start in: → "C:\Program Files (x86)".

Change the Start in entry and point out the Git Bash starting position. If you don't remove the --cd-to-home part from the Target box, the Start in change gets overridden.